Loanyzer uses cookies and similar technologies to enhance your experience, analyze site usage, and display relevant ads. This Cookie Policy explains what cookies are, how we use them, and how you can manage them. It complies with the General Data Protection Regulation (GDPR) and other applicable laws, such as Brazil’s LGPD.
What Are Cookies?
Cookies are small text files stored on your device (computer, phone, tablet) when you visit Loanyzer. They help remember your preferences, improve navigation, and collect data on how you use the site. Cookies may also be used to analyze traffic and for advertising and marketing purposes. Other technologies, such as web beacons and pixels, may be used for similar purposes.
Cookies are used by nearly all websites and do not harm your system.
We are required to obtain your consent for all non-essential cookies used on our site. You can block cookies (including essential ones) at any time by enabling the setting in your browser that allows you to refuse all or some cookies. However, if you use your browser settings to block essential cookies, you may not be able to access all or parts of our site.
Why Do We Use Cookies?
We use cookies to:
(a) Ensure the site’s basic functionality (essential cookies).
(b) Analyze site performance and usage (analytical cookies).
(c) Personalize content and display relevant ads (advertising cookies).
How Do We Use Cookies?
We use cookies to track the usage of our site. This enables us to understand how you use the site and identify any patterns in how you interact with it. This helps us develop and improve our site, as well as products and/or services, in response to what you might need or want.
Cookies are:
- Session Cookies: These are stored on your computer only during your web session and are automatically deleted when you close your browser – they typically store an anonymous session ID allowing you to navigate the site without logging in on every page, but they do not collect any personal data from your computer; or
- Persistent Cookies: A persistent cookie is stored as a file on your computer and remains there after you close your browser. The cookie can be read by the site that created it when you visit again. We use persistent cookies for Google Analytics.
Cookies can also be categorized as follows:
- Strictly Necessary Cookies: These cookies are essential to enable you to use the site effectively, such as when purchasing a product and/or service. Without these cookies, the services available to you on our site cannot be provided. These cookies do not collect information about you that could be used for marketing or to track where you’ve been on the internet.
- Performance Cookies: These cookies allow us to monitor and improve the site’s performance. For example, they let us count visits, identify traffic sources, and see which parts of the site are most popular.
- Functionality Cookies: These cookies enable our site to remember choices you make and provide enhanced features. For instance, we may provide news or updates relevant to the services you use. They may also be used to deliver services you’ve requested, like watching a video or commenting on a blog. The information these cookies collect is typically anonymized.
- Targeting Cookies: These cookies record your visit to our site, the pages you’ve visited, and the links you’ve followed. We use this information to make our site and the ads displayed on it more relevant to your interests.
- First- and Third-Party Cookies: First-party cookies are set by our site. Third-party cookies are set by a website other than ours, such as where we have ads on our site or use Facebook pixels to show you relevant content when you’re on Facebook.
We use third-party cookies on our site, and they are listed in the table below.
You can find more information about the individual cookies we use and the purposes for which we use them in the table below:
.loanyzer.com
| XSRF-TOKEN | Internal use |
| loanz_session | Internal use |
| loanzuser | Logged-in user |
| loanzregion | User’s preferred region |
| PHPSESSID | Maintains the user’s session on Loanyzer (session duration). |
Google Analytics
.google.com, google-analytics.com
| _ga | Identifies unique users for traffic analysis (2 years). |
| _gid | Records daily site activities (24 hours). |
Google DoubleClick
Personalizes ads based on online behavior (varies).
.doubleclick.net
| DSID |
| IDE |
| DART |
You can opt out of being tracked by Google Analytics across all websites by visiting http://tools.google.com/dlpage/gaoptout.
Except for essential cookies, all cookies will expire within a maximum of 24 months.
If you have any questions about the cookies we use, feel free to contact us via the Contact Us page.
Consent
When you first visit Loanyzer, you’ll see a cookie notice requesting your consent for non-essential cookies (analytical and advertising). You can accept, refuse, or customize your choices. Essential cookies do not require consent as they are necessary for the site’s operation. You can change your preferences at any time in the site’s cookie settings.
How to Manage Cookies
You can control cookies:
- Through our cookie preferences panel, accessible in the site’s footer.
- In your browser settings (e.g., block third-party cookies or clear data).
- To refuse Google’s DART cookies, visit: https://policies.google.com/technologies/ads.
Note that disabling cookies may limit some Loanyzer features, such as simulation personalization.
Advertising Partners
Some cookies are set by advertising partners. See their policies:
- Google: https://policies.google.com/technologies/ads
Data Transfer
Analytical and advertising cookies may involve transferring data outside the United States, Europe, and Brazil (e.g., Google servers in the US). This is done in compliance with GDPR and LGPD, with appropriate safeguards.
Your Rights
Under GDPR and LGPD, you have the right to access, correct, or delete data collected via cookies. Contact us to exercise these rights (see the Contact section).
Changes to This Policy
We may update this Cookie Policy at any time. The latest version will be available on this page, and we recommend reviewing it periodically.
Contact
If you have questions about this Cookie Policy, contact us via the Contact Us form at https://www.loanyzer.com/contact-us.
Last Updated
Last updated: March 21, 2025.