Loanyzer is an independent educational finance platform built to help people understand borrowing decisions before they sign a loan, lease, mortgage, or major purchase agreement.
What we do
We create free calculators, guides, and explainers for topics such as car loans, mortgage affordability, credit, loan terms, APR, total interest, and personal finance trade-offs. Our tools are designed to make scenarios easier to compare, not to guarantee approval or replace lender disclosures.
Why Loanyzer exists
Many financial decisions are presented as a monthly payment, but the real cost often depends on APR, term length, fees, taxes, insurance, down payment, negative equity risk, and future affordability. Loanyzer helps readers slow down, test assumptions, and ask better questions before committing.
Our independence
Loanyzer is not a financial institution, lender, broker, dealer, tax advisor, or law firm. We may monetize through advertising or future partnerships, but our educational content should remain useful whether or not a commercial relationship exists. Our Editorial Policy explains our standards for independence, sourcing, and updates.
Legal & Operations
Loanyzer is operated by TekFine, a technology company headquartered in São Paulo, Brazil. Loanyzer.com is an independent educational platform with no affiliation to any lender, financial institution, or government agency. For editorial inquiries or corrections: help@loanyzer.com
How we build content
For financial topics, we prefer clear explanations, transparent assumptions, and links to official or primary sources when available. We may use AI tools to assist with research organization, drafting, editing, and quality checks, but human editorial accountability remains part of the process. Read our AI Content Disclosure and Methodology for more detail.
Our team
Loanyzer is developed and maintained by a small editorial team focused on finance, technology, content, and user experience. We are building the platform gradually, starting with US-focused car finance and mortgage tools, then expanding into additional personal finance silos as the content and product become stronger.
Editorial leadership
Loanyzer was founded in 2024 by Jaime de Souza, who serves as founder and editorial lead with over 10 years of experience in credit analysis and loan strategy. Jaime is responsible for editorial accountability across the site, including review of source quality, factual accuracy, and policy compliance before publication. See our AI Content Disclosure for more about how content is produced.
Our editorial team
Content on Loanyzer is written and reviewed by contributors with subject-matter expertise in their respective areas. Each author page includes their background, focus area, and a full list of published articles.
| Credit strategy and loan analysis with 10+ years of industry experience. Responsible for editorial accountability across the site. | Expert in vehicle financing and credit optimization. Covers APR comparison, dealer negotiation, preapproval, and total auto loan cost. | Covers electric vehicle financing, EV tax credits, loan vs lease comparisons, and clean energy incentives for US buyers. |
Contact and corrections
If you have questions, suggestions, or find an outdated statement, use our Contact Us page. If the issue involves factual accuracy, see our Corrections Policy.
Related pages
For more about how Loanyzer handles accuracy and transparency, read our Disclaimer, Privacy Policy, and Cookie Policy.