Loanyzer is an independent educational finance platform built to help people understand borrowing decisions before they sign a loan, lease, mortgage, or major purchase agreement.
What we do
We create free calculators, guides, and explainers for topics such as car loans, mortgage affordability, credit, loan terms, APR, total interest, and personal finance trade-offs. Our tools are designed to make scenarios easier to compare, not to guarantee approval or replace lender disclosures.
Why Loanyzer exists
Many financial decisions are presented as a monthly payment, but the real cost often depends on APR, term length, fees, taxes, insurance, down payment, negative equity risk, and future affordability. Loanyzer helps readers slow down, test assumptions, and ask better questions before committing.
Our independence
Loanyzer is not a financial institution, lender, broker, dealer, tax advisor, or law firm. We may monetize through advertising or future partnerships, but our educational content should remain useful whether or not a commercial relationship exists. Our Editorial Policy explains our standards for independence, sourcing, and updates.
Legal & Operations
Loanyzer is operated by TekFine, a technology company headquartered in São Paulo, Brazil. Loanyzer.com is an independent educational platform with no affiliation to any lender, financial institution, or government agency. For editorial inquiries or corrections: help@loanyzer.com
How we build content
For financial topics, we prefer clear explanations, transparent assumptions, and links to official or primary sources when available. We may use AI tools for research organization, drafting, editing, and automated quality checks. These checks are distinct from human review; a reviewer and review date are displayed only for a version with an individual human-review attestation. Read our AI Content Disclosure and Methodology for more detail.
Our team
Loanyzer is developed and maintained by a small editorial team focused on finance, technology, content, and user experience. We are building the platform gradually, starting with US-focused car finance and mortgage tools, then expanding into additional personal finance silos as the content and product become stronger.
Editorial leadership
Jaime de Souza is the founder and editorial lead of Loanyzer, responsible for editorial standards and corrections. This responsibility does not mean that he has personally reviewed every article or update. See our AI Content Disclosure for more about how content is produced.
Our editorial team
Article bylines identify recorded contributors or the Loanyzer editorial team. Author profiles describe their stated background and focus and list articles currently attributed to that contributor. A profile, job title, or team byline is not evidence of human review of a particular article version.
| Editorial standards, credit strategy, and loan analysis. Responsible for editorial accountability across the site. | Covers vehicle financing, APR comparison, dealer negotiation, preapproval, and total auto loan cost. | Covers electric vehicle financing, EV tax credits, loan vs lease comparisons, and clean energy incentives for US buyers. |
Contact and corrections
If you have questions, suggestions, or find an outdated statement, use our Contact Us page. If the issue involves factual accuracy, see our Corrections Policy.
Related pages
For more about how Loanyzer handles accuracy and transparency, read our Disclaimer, Privacy Policy, and Cookie Policy.
