Casey Souza

EV Market Analyst and Clean Energy Researcher focused on electric vehicle financing, federal and state incentive structures, and the total cost of EV ownership for US buyers. Dedicated to translating a fast-moving policy and technology landscape into clear, actionable guidance.

Background

Casey Souza arrived at EV finance from the intersection of clean energy research and consumer advocacy. As the US electric vehicle market expanded rapidly — and as federal incentive programs grew increasingly complex — Casey recognized that most publicly available information was either too promotional or too technical for the average buyer trying to make a real purchase decision.

At Loanyzer, Casey covers the financing and incentive side of the EV market: how federal clean vehicle tax credits work and when they apply, how EV loan structures compare to leases in practice, what total cost of ownership actually looks like when you factor in charging, insurance, and depreciation, and how the regulatory environment — including changes introduced by the Inflation Reduction Act and subsequent legislative shifts — affects buyer decisions in 2025 and beyond.

Casey's approach is grounded in primary sources — IRS guidance, manufacturer disclosures, NHTSA data — and filtered through the lens of a buyer who needs to make a decision this quarter, not follow a market trend in the abstract. His articles are updated regularly to reflect policy changes, which in the EV incentive space can move faster than most finance topics.

Areas of expertise

• Federal EV tax credits and clean vehicle incentive structures
• EV loan vs lease comparison and total cost modeling
• Inflation Reduction Act consumer provisions
• State and utility EV incentive programs
• Electric vehicle financing for first-time EV buyers
• Charging infrastructure costs and home installation economics
• EV depreciation, battery warranty, and resale risk

At Loanyzer since

Editorial contributor since 2025. Responsible for articles covering EV financing, incentives, and clean vehicle policy for US buyers.

Editorial policy

Content published under Casey's byline is reviewed for factual accuracy and source quality in accordance with Loanyzer's Editorial Policy. EV incentive articles are updated when regulatory or legislative changes affect the information provided to readers.